Real Results from Real People

These aren't fairy tales or marketing promises. They're actual stories from folks who decided to get serious about their money and saw things change.

Journey to Financial Stability

Harlan Wickstead

Freelance Graphic Designer, Manchester

Harlan came to us in early 2024 with what he called "feast or famine syndrome." One month he'd land three big clients, the next he'd be scraping together rent money. His income swung wildly between £800 and £4,200 monthly. We worked together to create what we called his "buffer system" – essentially a way to smooth out those peaks and valleys.

After eight months of consistent budgeting habits, Harlan built up a three-month expense buffer and learned to forecast his irregular income patterns more effectively.

Celestine Murphy-Walsh

Primary School Teacher, Liverpool

Celestine contacted us because she felt embarrassed about her money situation. Despite having a steady teaching job, she was consistently overdrafting by £150-300 each month. Small purchases were adding up without her noticing. We spent time mapping where every pound was actually going – turns out, subscription services and impulse coffee purchases were the main culprits.

Within six months, Celestine eliminated her overdraft habit and started putting away £180 monthly toward her first proper holiday fund.

Barnabas Fletcher-Chen

IT Consultant, Birmingham

Barnabas earned good money but somehow never had any left over. His biggest challenge was what he called "lifestyle creep" – every time his income went up, his spending magically rose to match it. We created a system he nicknamed "pay yourself first" where money for savings got moved out immediately on payday, before he could spend it on anything else.

Over ten months, Barnabas consistently saved 22% of his income and built up his first real emergency fund of £3,500.

What We've Learned Together

87%

Break the Overdraft Cycle

Of people who stick with our budgeting approach for six months or more stop relying on overdrafts regularly

£1,840

Average Emergency Fund

Typical amount our clients manage to set aside after following structured saving habits for 8-12 months

78%

Reduce Financial Stress

Report feeling more confident about their money situation after learning practical budgeting skills

Portrait of satisfied budgeting program participant

"Before working with nexolinolavo, I thought budgeting meant depriving myself of everything fun. Turns out, it's actually about being more intentional with money so you can afford the things that matter to you. I'm not perfect at it, but I'm definitely better than I was a year ago."

Darius Pemberton-Clarke

Marketing Coordinator, Leeds